The Middle Class Opposes. While moving lawsuits from state to federal courts may seem harmless enough, in effect it will prevent many middle-class Americans injured by defective products, manipulated by deceptive marketing, or discriminated against by unfair employment practices from ever being able to hold corporate wrongdoers accountable. As a result, the threat of lawsuits will be less of a deterrent to corporations that engage in deceptive or discriminatory practices or seek to cut corners by skimping on product safety. Moving state cases to the federal courts is particularly harmful because it is state judges, not the federal judiciary, that are most familiar with the state consumer protection laws under which wrongdoers are sued. As a result, federal judges usually won’t certify cases based on state law, which effectively prevents even the most legitimate cases from ever being heard if they are forced into federal court. That means ordinary citizens have lost an important means of getting recourse to the laws their democratically-elected state legislators passed. To make matters worse, the federal courts are increasingly stacked with judges hostile to consumer and workers’ rights. What’s more, the federal courts are already overburdened, struggling to cope in a timely manner with the caseload already before them. Further clogging the federal system with state cases may slow down everyone’s access to justice. Finally, the “rights” guaranteed to plaintiffs by this Act, such as greater scrutiny for cases in which settlement terms cause plaintiffs to suffer a net loss, don’t actually provide as much new protection as it appears because they primarily duplicate already-existing provisions of the rules of civil procedure. Although provisions reining in low-value coupon settlements are positive, they don't warrant the bill's other very harmful provisions.