http://www.themiddleclass.org/taxonomy/term/74 The taxonomy view with a depth of 0. en http://www.themiddleclass.org/bill/preventing-student-loan-discrimination-act-2008 <div class="field field-type-legislation field-field-legislation"> <h3 class="field-label">Legislation</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-number-integer field-field-position"> <h3 class="field-label">The middle class</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-video-cck field-field-video-summary"> <h3 class="field-label">Video Summary</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-text field-field-injustice-facts"> <h3 class="field-label">Injustice Facts</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-text field-field-summary"> <h3 class="field-label">Overview/Summary</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-text field-field-middle-class-position-ana"> <h3 class="field-label">Middle Class Position Analysis</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-text field-field-related-blog-header"> <h3 class="field-label">Related Blog: Header</h3> <div class="field-items"> <div class="field-item">The Discussion on DMIBlog</div> </div> </div> <div class="field field-type-text field-field-quotes"> <h3 class="field-label">Quotes from Experts</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-text field-field-related-blog"> <h3 class="field-label">Related Blog: Text</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-text field-field-beyond"> <h3 class="field-label">Beyond this Bill</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-link field-field-related-blog-link"> <h3 class="field-label">Related Blog: Link</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-text field-field-additional-resources"> <h3 class="field-label">Additional Resources</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> Community college Debt &amp; Bankruptcy Education Student loans Tue, 24 Jun 2008 14:23:07 -0400 atraub 147 at http://www.themiddleclass.org http://www.themiddleclass.org/bill/ensuring-continued-access-student-loans-act-2008 <div class="field field-type-legislation field-field-legislation"> <h3 class="field-label">Legislation</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-number-integer field-field-position"> <h3 class="field-label">The middle class</h3> <div class="field-items"> <div class="field-item">Supports</div> </div> </div> <div class="field field-type-video-cck field-field-video-summary"> <h3 class="field-label">Video Summary</h3> <div class="field-items"> <div class="field-item"><object height="185" width="223"><param name="movie" value="http://www.youtube.com/v/zLyDsDEe4MA"><param name="wmode" value="transparent"><embed src="http://www.youtube.com/v/zLyDsDEe4MA&rel=0" type="application/x-shockwave-flash" wmode="transparent" height="185" width="223"></object></div> </div> </div> <div class="field field-type-text field-field-injustice-facts"> <h3 class="field-label">Injustice Facts</h3> <div class="field-items"> <div class="field-item"><p>Minimum number of student lenders in the Federal Family Education Loan Program: <strong><a href="http://money.cnn.com/2008/04/15/news/economy/student_loans/?postversion=2008041517">2,000</a></strong></p> <p>Percentage growth in undergraduate federal borrowing between 1996-1997 and 2006-2007 school years: <strong><a href="http://www.collegeboard.com/prod_downloads/about/news_info/trends/trends_aid_07.pdf">51</a></strong></p> <p>Percentage increase in the number of undergraduate subsidized Stafford loan borrowers between the 1996-1997 and 2006-2007 school years who do not have to pay interest on their loans while attending school: <strong><a href="http://www.collegeboard.com/prod_downloads/about/news_info/trends/trends_aid_07.pdf">47</a></strong></p> <p>Percentage increase in the number of undergraduate unsubsidized Stafford loan borrowers between the 1996-1997 and 2006-2007 school years who must pay interest on their loans while attending school: <strong><a href="http://www.collegeboard.com/prod_downloads/about/news_info/trends/trends_aid_07.pdf">113</a></strong></p> <p>Percentage of total funds used to finance postsecondary education composed by private loans in the 1996-1997 school year: <strong><a href="http://www.collegeboard.com/prod_downloads/about/news_info/trends/trends_aid_07.pdf">3</a></strong></p> <p>Percentage of total funds used to finance postsecondary education composed by private loans in the 2006-2007 school year: <strong><a href="http://www.collegeboard.com/prod_downloads/about/news_info/trends/trends_aid_07.pdf">12</a></strong></p> </div> </div> </div> <div class="field field-type-text field-field-summary"> <h3 class="field-label">Overview/Summary</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-text field-field-middle-class-position-ana"> <h3 class="field-label">Middle Class Position Analysis</h3> <div class="field-items"> <div class="field-item"><p><strong>The Middle Class Supports.</strong> With <a href="http://projectonstudentdebt.org/files/File/Debt_Facts_and_Sources.pdf">66% of students</a> at four-year colleges holding student loan debt, the credit crunch has generated concerns that aspiring middle-class and middle-class college students and their parents will be unable to obtain the loans they rely on to afford college. Federally backed student loans, which are cheaper than private student loans, provide these students with a financial gateway to higher education. Increasing the amount of Stafford loans that students are able to borrow would help students cope with tuition costs that they would otherwise have to fund with more expensive private loans. The delay in PLUS loan repayment authorized by the bill, along with the exemptions for delinquency on mortgage and medical bill payment, recognize that the declining economy in general, and the collapsing housing market and rising health care costs in particular, are squeezing many middle-class American families. In conjunction with the act’s other provisions, the authorizations of funding for lenders-of-last-resort and for purchases of student loans by the government minimizes the risk that the marketplace for federally backed student loans will collapse.</p> </div> </div> </div> <div class="field field-type-text field-field-related-blog-header"> <h3 class="field-label">Related Blog: Header</h3> <div class="field-items"> <div class="field-item">The Discussion on DMIBlog</div> </div> </div> <div class="field field-type-text field-field-quotes"> <h3 class="field-label">Quotes from Experts</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-text field-field-related-blog"> <h3 class="field-label">Related Blog: Text</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-text field-field-beyond"> <h3 class="field-label">Beyond this Bill</h3> <div class="field-items"> <div class="field-item"></div> </div> </div> <div class="field field-type-link field-field-related-blog-link"> <h3 class="field-label">Related Blog: Link</h3> <div class="field-items"> <div class="field-item"><a href="http://www.dmiblog.com/archives/2008/04/doubledog_sure_on_student_loan.html#comments" target="_blank">Double-Dog Sure on Student Loans</a></div> </div> </div> <div class="field field-type-text field-field-additional-resources"> <h3 class="field-label">Additional Resources</h3> <div class="field-items"> <div class="field-item"><p><a href="http://www.collegeboard.com/prod_downloads/about/news_info/trends/trends_aid_07.pdf">Trends in Student Aid</a>, from College Board</p> <p><a href="http://www.insidehighered.com/news/2008/04/10/loans">"House Panel Addresses the Would-Be Student Loan Crisis"</a>, from <em>Inside Higher Education</em></p> <p><a href="http://www.studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp">Student Aid on the Web</a>, from the Department of Education</p> </div> </div> </div> College tuition Community college Debt &amp; Bankruptcy Education Saving for college Student loans Thu, 24 Apr 2008 15:36:42 -0400 hmoroz 132 at http://www.themiddleclass.org